Pension services for the informal economy

BluePrint Pension Services (BPPS) is an enterprise that designs and develops solutions with the goal to reduce old age poverty.

We focus on the currently 2 billion people without access to (social) pension and financial products. We foresee that because of changing family structures – declining birthrates and increasing life expectancy – not having savings for old age is an issue and will lead to people falling back in to poverty when they cannot rely on labor activities to obtain an income.

The increase in life expectancy, rising health costs but most importantly a non-inclusive social security and financial system are the major drivers that people run the risk of falling back into poverty in emerging countries. For these people the biggest risk of longevity is poverty.

Savings are a proven and key element in building financial buffers for individuals. We see that financial products providing old age security currently do not fit the needs of people, being young or the elderly or simply are not available.

At BluePrint Pension Services we want to change this by developing innovative long-term savings and pension solutions with a focus on inclusiveness together with local parties. To build local capacities training en knowledge exchange is a focal point in our work.

Our services are specifically designed for pension companies and organizations targeting customers in underserved markets, i.e. the informal sector, and women in particular (who are extra vulnerable to fall into old age poverty). To serve these customers, focus is on affordable high-quality services and products as well as knowledge exchange and financial education.